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Card Solutions  
INTERAC® ATM and INTERAC Direct Payment
  • No-fee ATM at Burlington Street office
  • Use your Golden Horseshoe Credit Union ATM card at any INTERAC® ATM location. Some fees apply.
  • No More Fees! Golden Horseshoe Credit Union is a part of the EXCHANGE NETWORK®.
 
Protecting Your PIN

Throughout Canada today, there's no more convenient way to make purchases. Canadians use their debit cards millions of times each day for purchases and cash withdrawals from Automated Teller Machines (ATMs). In fact, Canadians are one of the biggest users of debit cards and ATMs in the world. With the INTERAC shared services, Golden Horseshoe Credit Union cardholders have convenient access to their cash 24 hours a day, seven days a week.
 

While INTERAC shared services are among the most secure in the world, debit card fraud can occur. Interac Association and its members continue to work together to protect cardholders from debit card fraud.
You can help keep your money safe by protecting your debit card and Personal Identification Number (PIN) and by following these important steps:
  1. Use your hand or body to shield your PIN when you are conducting transactions at an ATM.
  2. Never let your debit card out of your sight when conducting a transaction at the point-of-sale. Only allow your card to be swiped once and always remember to take your debit card and transaction record with you once your transaction is completed.
  3. Regularly check your Golden Horseshoe Credit Union statements and balances to verify all transactions have been properly documented. If entries do not accurately reflect transaction activities, for example, if there are missing or additional transactions, you should contact us immediately.
  4. If your debit card is lost, stolen or retained by an ATM, notify us immediately or call 1-800-335-2870.
  5. Your debit card and PIN are the keys to your account(s). Never disclose your PIN to anyone or you could be liable for losses. You are the only person who should know it.
  6. Memorize your PIN - it's your electronic signature. If you suspect that someone knows your PIN, change it immediately or contact Golden Horseshoe Credit Union to cancel the card, and obtain a new card.
  7. When selecting your PIN, never use obvious information. You could be liable for losses if you create your PIN by using your telephone number, date of birth, address or social insurance number.
For more information about the INTERAC shared services or PIN security tips, visit the Interac Association's Web Site. As well, visit Industry Canada's Strategis web site to read the Canadian Code of Practice for Debit Card Services.

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