SHORT TERM DEPOSITS

Deposit

Rate

Early Redemption

From 30 days -1 year

$500 – $100,000 & up

Up to 0.35%

Nil if under 30 days.  Terms redeemed prior to maturity will be paid interest at half of the stated rate for the term deposit.

Interest is paid at maturity to an account of choice

LONG TERM DEPOSITS

Deposit

Rate

From 1 year - 3 years

*$100-$100,000 & up

Up to 2.25%

Interest on special long term deposits over one year is paid annually on the anniversary date to a deposit account of choice.
*Student Term Deposit (if redeemed after 30 days interest will be applied at half the rate stated for the term.)

Early Redemption not available

FIXED TERM RRSP/RRIF DEPOSITS

Fixed Term

Deposit

Rate

Interest is paid annually to the RRSP.
Early Redemption is not available.

From 1 year - 3 years

$500-$100,000 & up

Up to 2.25%

Variable Rate RRSP/RRIF Deposits
.25% interest paid semi-annually in June and December to the RRSP

TAX-FREE SHORT AND LONG TERM INVESTMENTS

Term

Deposit

Rate

From 90 days to 3 years

$500 to $5000

Up to 1.70%

Interest is paid at maturity or annually to the tax free deposit savings account.

CAR LOANS

Rate (New Car )

Rate (Used Car)

Fixed rates

From 4.50%

From 6.00%

Variable Rates

From 4.75%

From 6.75%

PERSONAL LOANS

Rates

Fixed General (any purpose)

From 7.75%

Variable General (any purpose)

From 8.75%

Variable Consolidation (variable only)

12.50%

RRSP Line of Credit

4.00% if deposited here

Student Line of Credit

5.00%

Line of Credit

From 8.00%

MORTGAGES 

 Type

Rate

RESIDENTIAL FIRST MORTAGES

From 3.75% (CLOSED)

SECOND MORTAGES

From 6.75% (CLOSED)

FLEX-LINE

Starts at PRIME

*NO Renewal Fees